“A User Interface is like a joke. If you have to explain it, it is not good.”

~Martin LeBlanc

The Problem to Solve

Crop Insurance customers go through an annual renewal process. Over 50% of customers make minimal or no changes to their insurance coverage, however, they work one-on-one with Insurance Specialists to complete their renewal. Customer and Insurance Specialist’s feedback (completed by an Insurance Workgroup) determined that offering an online renewal process for customers would streamline the process, reduce 1-on-1 time with an Insurance Specialist and allow customers to renew at their convenience. 

Challenges

UX Design had not been a part of the research or product discovery for the online renewals solution. I joined the development team during the project kickoff and it was scoped 12-16 weeks for design and development. The release date was driven by the renewal season. Due to the legalities of Insurance, direct customer research could not be established until vetted and approved by the Company’s legal team. The UX approach needed to accommodate the timeframe, keeping the development moving forward while establishing a path for customer feedback.

The Approach

As the Lead UX Designer, I worked closely with stakeholders and the Product Manager to identify the MVP. I created a UX Strategy for the product that aligned with business goals and customers needs, introduced technology to the insurance delivery structure, identified product milestones, and established a timeline to meet a quickly approaching release date. The strategy included a mobile-first approach, kicked off with a sketching session, followed by prototyping, usability testing (moderated and unmoderated) with customers and SME’s, visual designs, analytics and a plan for future enhancements.

User Flow

Upon identifying the MVP with Stakeholders, I created a User Flow that the designs would follow. Having this, helped the development team, stakeholders, and product manager have a clear understanding of what would be designed and developed. The process of creating the user flow identified key business requirements and definitions and highlighted touchpoints with the user.

User Flow Diagram

Sketching Session

Before starting on design, I typically facilitate some type of Design Thinking workshop.  For Insurance Renewals, I held a sketching session.  Sketching is an efficient way to generate and share ideas among the team. For this project, I held a 1-day sketching session with the Product Manager, an Insurance Customer (employee), and a few members of the Development team.  The session started by understanding the Business Strategy, followed by the customer insights that we had.  Sketches were created for a mobile and desktop version of the application.

Interactive Prototype

Utilizing the sketches, business requirements, and available research I created wireframes and an Interactive prototype of the renewal app. It was created in UX Pin.


Usability Testing

The first round of usability testing was completed through an unmoderated test through Validately. Taking the users through key tasks with the prototype, we gathered insights that would result in changes to the language and design. Subsequent usability testing was completed through Validately with the desktop version, as well as in-person moderated tests with Customers.


Visual Designs

Visual designs were created using Sketch and followed using existing design system and patterns. Sketch artboards were exported to Zeplin and shared with the Development Team.


Google Analytics

One of research tools I often start with to learn how a user interacts with a digital product is Google Analytics, so it’s no surprise I worked with the team to include event logging as a part of the MVP. This will provide real data to inform future enhancements, validate assumptions, and understand how the user navigates the site.